Chosen Solution
Is not possible to get the credit card out, just shaking the device or introducing a disc. Any suggestions please?
Remove the optical drive, open it and take the card out. Here’s how to remove the drive: Xbox One Optical Drive Replacement
My son inserted several playing cards in there. I used the blade of a snap-off box cutter, put a small piece of doublesided tape on one end. First i used the non taped end to left the lip and with a flashlight looked to locate the cards. Then i slid the taped end in, with the tape up, inserting the blade low to go underneath the cards and push up to stick a card, press the blade down and slowly pull out. The lip will try to resist at first so proceed patiently
Have a look on the front panel of the optical drive and see if you can spot a tiny hole…..this for such incidences….find a toothpick or strong needle..and try to push slowly into the machine via this hole…it should release the front panel enough to attempt extraction…but if it sticks then you might have to think about removing body shell.
I don’t know how far your kid jammed that card in the disc drive, but I’d try to poke it loose in there with something like a butter knife. Always consider sending it for a repair if you still have some warranty left, though.